Retirement planning for people who want clarity, not just a performance report.
We help retirees and people nearing retirement create a clear, coordinated plan for income, taxes, and investments so they can move forward with confidence, not guesswork.
Helping individuals and families navigate retirement with clarity, integrity, and thoughtful planning.
At Inspire Financial Services, we believe retirement planning is about more than managing investments.
Planning Comes First
Retirement Income
Tax Planning & Strategy
Investment Management
Estate Planning
For many people, their previous experience with a financial advisor focused almost entirely on performance reviews and market updates.
We take a broader, more thoughtful approach.
This may be a good fit if you:
Are you retired or within 5 years of retirement
Want professional guidance, not DIY investing
Feel unsure whether everything is truly coordinated
Care about taxes and long-term outcomes, not just returns
Want a clear plan so you can stop second-guessing decisions
If this sounds familiar, you are not alone, and you do not need to have all the answers yet.
Investment management matters, but it should never stand alone.
Managing investments is an important part of what we do. But investments are not the plan, they are a tool.
Without a clear plan, investment decisions are often based on:
General risk tolerance questionnaires
Broad retirement age assumptions
Short-term market performance
That approach can miss the bigger picture.
We manage investments within the framework of a comprehensive plan, one that considers:
How and when income will be needed
Tax efficiency across different accounts
The role each dollar plays in your retirement
How market volatility impacts real-life decisions
When investments are aligned with a plan, they are managed with purpose, not guesswork.
How it starts
1
1. Financial Planning Conversation
We begin with a relaxed, no-pressure conversation to understand your situation, concerns, and goals. This is a mutual fit discussion, not a sales meeting.
2
2. Your Financial Plan
If we decide to work together, we start with a comprehensive financial plan that addresses income, taxes, investments, and long-term clarity.
3
3. Ongoing Guidance
As life changes and tax laws evolve, we adjust the plan and help you stay on track over time.
Every situation is different. Our process is designed to be thoughtful, flexible, and personal.
Meet Stephen Pascoe
I work with retirees and people nearing retirement who want clarity and confidence around their financial future.
My approach is planning-first, tax-aware, and relationship-driven. I believe good financial advice should help you sleep better at night, not add complexity or pressure.
I work closely with CPAs and attorneys when appropriate and am careful to stay in my lane, always acting in your best interest.
Ready to start with a conversation?
If you would like to talk through your situation and see whether working together makes sense, the next step is a Financial Planning Conversation.
There is no obligation and no pressure to move forward.